Fin474:What amount will the insurance company pay for the damages

Kurt
Simmons has 50/100/15 auto insurance coverage. One evening he lost control of
his vehicle hitting a parked car and damaging a store front along the street.
Damage to the parked car was $5,400 and damage to the store was $12,650. What
amount will the insurance company pay for the damages? What amount will Kurt
have to pay?
The
insurance company will pay $15,000 (policy limit); Kurt will be liable for
$3,050.